DELTA
Charter #24893 · Greenville, MS · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,731 ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 28.71% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 3.11% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 6.85% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.89% sits at the 77th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DELTA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.82M | 92th pct | 51th pct |
| Members | 1,731 | 95th pct | 79th pct |
| Net worth ratio | 28.71% | 83th pct | 75th pct |
| Return on average assets | 3.11% | 96th pct | 97th pct |
| Net interest margin | 6.85% | 96th pct | 97th pct |
| Cost of funds | 0.47% | 48th pct | 31th pct |
| Loan-to-share | 52.05% | 42th pct | 48th pct |
| Delinquency 60+ days | 0.42% | 39th pct | 36th pct |
| Net charge-off ratio | 0.89% | 85th pct | 77th pct |
| Loan growth YoY | -3.56% | 58th pct | 61th pct |
| Share growth YoY | -0.65% | 44th pct | 34th pct |
| Efficiency ratio | 59.14% | 15th pct | 15th pct |
structural peer set hash: 0cdce015813c25103ae32f710aea785d… (reproducible)
Closest structural peers
This is the free public view
Claim DELTA
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.