SUNKIST EMPLOYEES
Charter #4393 · Valencia, CA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 31.87% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.55% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.16% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SUNKIST EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.96M | 50th pct | 23th pct |
| Members | 506 | 44th pct | 30th pct |
| Net worth ratio | 31.87% | 88th pct | 79th pct |
| Return on average assets | 1.30% | 80th pct | 72th pct |
| Net interest margin | 4.55% | 66th pct | 75th pct |
| Cost of funds | 0.16% | 26th pct | 15th pct |
| Loan-to-share | 38.94% | 28th pct | 20th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 21th pct |
| Loan growth YoY | -12.34% | 20th pct | 30th pct |
| Share growth YoY | -2.83% | 29th pct | 20th pct |
| Efficiency ratio | 63.33% | 19th pct | 26th pct |
structural peer set hash: 5349f0d4010160ccf2575c3ef65bf250… (reproducible)
Closest structural peers
This is the free public view
Claim SUNKIST EMPLOYEES
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.