RED WING
Charter #61778 · Red Wing, MN · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 9,734 sits at the 25th percentile of structural peers — worth a closer look.
- Return on average assets of 1.28% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.12% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.06% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 65.92% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RED WING | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $207.76M | 53th pct | 44th pct |
| Members | 9,734 | 31th pct | 25th pct |
| Net worth ratio | 12.24% | 60th pct | 54th pct |
| Return on average assets | 1.28% | 82th pct | 82th pct |
| Net interest margin | 3.26% | 26th pct | 34th pct |
| Cost of funds | 0.12% | 7th pct | 8th pct |
| Loan-to-share | 58.01% | 23th pct | 36th pct |
| Delinquency 60+ days | 0.36% | 27th pct | 34th pct |
| Net charge-off ratio | 0.06% | 13th pct | 20th pct |
| Loan growth YoY | -0.35% | 43th pct | 46th pct |
| Share growth YoY | 0.65% | 14th pct | 13th pct |
| Efficiency ratio | 65.92% | 17th pct | 16th pct |
structural peer set hash: e4954ca2c1d25052f0b46ffbd9ad1333… (reproducible)
Closest structural peers
This is the free public view
Claim RED WING
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.