LISBON COMMUNITY
Charter #13190 · Lisbon, ME · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 1.57% sits at the 75th percentile of structural peers — worth a closer look.
- On Net charge-off ratio, the asset-size band puts this credit union at the 26th percentile but its structural peers at the 44th — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LISBON COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $211.24M | 54th pct | 54th pct |
| Members | 10,474 | 35th pct | 39th pct |
| Net worth ratio | 11.18% | 46th pct | 46th pct |
| Return on average assets | 0.81% | 58th pct | 49th pct |
| Net interest margin | 3.16% | 21th pct | 36th pct |
| Cost of funds | 1.57% | 70th pct | 75th pct |
| Loan-to-share | 53.27% | 15th pct | 25th pct |
| Delinquency 60+ days | 0.26% | 19th pct | 28th pct |
| Net charge-off ratio | 0.16% | 26th pct | 44th pct |
| Loan growth YoY | 0.25% | 50th pct | 52th pct |
| Share growth YoY | 4.05% | 58th pct | 52th pct |
| Efficiency ratio | 76.68% | 43th pct | 49th pct |
structural peer set hash: 2be6dcefca6722baf5903c7c6de742ec… (reproducible)
Closest structural peers
This is the free public view
Claim LISBON COMMUNITY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.