EXPEDITION
Charter #62964 · Mendota Heights, MN · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.14% sits at the 5th percentile of structural peers — worth a closer look.
- Net interest margin of 2.97% sits at the 10th percentile of structural peers — worth a closer look.
- Cost of funds of 0.02% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.24% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 95.41% sits at the 90th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | EXPEDITION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $225.55M | 58th pct | 57th pct |
| Members | 14,229 | 56th pct | 56th pct |
| Net worth ratio | 9.81% | 26th pct | 28th pct |
| Return on average assets | -0.14% | 6th pct | 5th pct |
| Net interest margin | 2.97% | 14th pct | 10th pct |
| Cost of funds | 0.02% | 3th pct | 3th pct |
| Loan-to-share | 57.41% | 22th pct | 33th pct |
| Delinquency 60+ days | 0.24% | 17th pct | 16th pct |
| Net charge-off ratio | 0.57% | 70th pct | 72th pct |
| Loan growth YoY | -4.53% | 7th pct | 8th pct |
| Share growth YoY | 2.07% | 29th pct | 25th pct |
| Efficiency ratio | 95.41% | 95th pct | 90th pct |
structural peer set hash: 3f2510389adf1707a6dfc2882fe9ac5b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.