GREATER COMMUNITY
Charter #61624 · Dawson, MN · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 20.39% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.53% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.81% sits at the 13th percentile of structural peers — worth a closer look.
- Cost of funds of 2.49% sits at the 92nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.06% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GREATER COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $294.74M | 73th pct | 72th pct |
| Members | 8,323 | 20th pct | 33th pct |
| Net worth ratio | 20.39% | 97th pct | 90th pct |
| Return on average assets | 1.53% | 89th pct | 75th pct |
| Net interest margin | 2.81% | 8th pct | 13th pct |
| Cost of funds | 2.49% | 96th pct | 92th pct |
| Loan-to-share | 71.06% | 49th pct | 43th pct |
| Delinquency 60+ days | 0.55% | 45th pct | 59th pct |
| Net charge-off ratio | -0.06% | 1th pct | 2th pct |
| Loan growth YoY | 1.99% | 66th pct | 59th pct |
| Share growth YoY | 6.95% | 87th pct | 80th pct |
| Efficiency ratio | 49.30% | 2th pct | 3th pct |
structural peer set hash: 57529b4ea2f3e518a9c39a922f4977b7… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.