FARMWAY
Charter #63374 · BELOIT, KS · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 21.74% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.71% sits at the 21st percentile of structural peers — worth a closer look.
- Net interest margin of 4.48% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.27% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 85.56% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FARMWAY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $107.21M | 5th pct | 28th pct |
| Members | 7,417 | 14th pct | 49th pct |
| Net worth ratio | 21.74% | 98th pct | 85th pct |
| Return on average assets | 0.71% | 51th pct | 21th pct |
| Net interest margin | 4.48% | 89th pct | 87th pct |
| Cost of funds | 1.16% | 47th pct | 43th pct |
| Loan-to-share | 79.94% | 68th pct | 51th pct |
| Delinquency 60+ days | 0.86% | 69th pct | 74th pct |
| Net charge-off ratio | -0.27% | 0th pct | 0th pct |
| Loan growth YoY | 3.32% | 77th pct | 75th pct |
| Share growth YoY | 9.05% | 95th pct | 92th pct |
| Efficiency ratio | 85.56% | 73th pct | 87th pct |
structural peer set hash: 5029203819eb4f6c081864b8a13ac9e7… (reproducible)
Closest structural peers
This is the free public view
Claim FARMWAY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.