CO-OP CREDIT UNION OF MONTEVIDEO
Charter #62419 · Montevideo, MN · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 15.29% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.01% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.77% sits at the 97th percentile of structural peers — worth a closer look.
- Efficiency ratio of 49.81% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- On Loan growth YoY, the asset-size band puts this credit union at the 54th percentile but its structural peers at the 23rd — a 31-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CO-OP CREDIT UNION OF MONTEVIDEO | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $423.85M | 92th pct | 84th pct |
| Members | 17,910 | 69th pct | 72th pct |
| Net worth ratio | 15.29% | 87th pct | 87th pct |
| Return on average assets | 2.01% | 96th pct | 97th pct |
| Net interest margin | 3.49% | 40th pct | 62th pct |
| Cost of funds | 1.90% | 85th pct | 64th pct |
| Loan-to-share | 77.48% | 61th pct | 36th pct |
| Delinquency 60+ days | 2.77% | 98th pct | 97th pct |
| Net charge-off ratio | 0.05% | 12th pct | 36th pct |
| Loan growth YoY | 0.69% | 54th pct | 23th pct |
| Share growth YoY | 9.58% | 96th pct | 89th pct |
| Efficiency ratio | 49.81% | 2th pct | 3th pct |
structural peer set hash: 04b0d7c3546d23c70859d56bdf98ec00… (reproducible)
Closest structural peers
This is the free public view
Claim CO-OP CREDIT UNION OF MONTEVIDEO
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.