ST. MARK
Charter #61566 · Chicago, IL · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 167 sits at the 10th percentile of structural peers — worth a closer look.
- Return on average assets of -4.37% sits at the 3rd percentile of structural peers — worth a closer look.
- Net interest margin of 1.33% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 0.22% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 22nd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ST. MARK | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 525,934 | 10th pct | 5th pct |
| Members | 167 | 11th pct | 10th pct |
| Net worth ratio | 21.52% | 64th pct | 67th pct |
| Return on average assets | -4.37% | 5th pct | 3th pct |
| Net interest margin | 1.33% | 3th pct | 0th pct |
| Cost of funds | 0.22% | 32th pct | 18th pct |
| Loan-to-share | 27.41% | 16th pct | 16th pct |
| Delinquency 60+ days | 3.40% | 80th pct | 72th pct |
| Net charge-off ratio | 0.00% | 22th pct | 22th pct |
| Loan growth YoY | 7.74% | 91th pct | 87th pct |
| Share growth YoY | 7.73% | 89th pct | 93th pct |
| Efficiency ratio | 385.50% | 99th pct | 98th pct |
structural peer set hash: 6fc921093d586244e709da8f9d14ecb7… (reproducible)
Closest structural peers
This is the free public view
Claim ST. MARK
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.