MT PLEASANT AREA SCHOOL EMP
Charter #17136 · MOUNT PLEASANT, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 136 sits at the 5th percentile of structural peers — worth a closer look.
- Net worth ratio of 24.97% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.78% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.46% sits at the 13th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MT PLEASANT AREA SCHOOL EMP | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.28M | 33th pct | 15th pct |
| Members | 136 | 8th pct | 5th pct |
| Net worth ratio | 24.97% | 75th pct | 77th pct |
| Return on average assets | 1.78% | 88th pct | 87th pct |
| Net interest margin | 2.46% | 11th pct | 13th pct |
| Cost of funds | 1.24% | 72th pct | 72th pct |
| Loan-to-share | 24.42% | 14th pct | 11th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 21th pct |
| Loan growth YoY | -12.83% | 19th pct | 26th pct |
| Share growth YoY | -1.74% | 35th pct | 33th pct |
| Efficiency ratio | 28.04% | 3th pct | 0th pct |
structural peer set hash: 0ea51b574563ec27d7c60b5876979653… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.