HIGH STREET BAPTIST CHURCH
Charter #11986 · Roanoke, VA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 275 sits at the 10th percentile of structural peers — worth a closer look.
- Return on average assets of 1.41% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.95% sits at the 23rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HIGH STREET BAPTIST CHURCH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.49M | 35th pct | 11th pct |
| Members | 275 | 23th pct | 10th pct |
| Net worth ratio | 14.79% | 37th pct | 54th pct |
| Return on average assets | 1.41% | 82th pct | 87th pct |
| Net interest margin | 2.95% | 20th pct | 23th pct |
| Cost of funds | 0.90% | 61th pct | 62th pct |
| Loan-to-share | 25.43% | 15th pct | 11th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 21th pct |
| Loan growth YoY | 4.89% | 87th pct | 90th pct |
| Share growth YoY | 5.03% | 81th pct | 70th pct |
| Efficiency ratio | 52.21% | 10th pct | 5th pct |
structural peer set hash: 986f9708249067fa7bedfc699dfa9b41… (reproducible)
Closest structural peers
This is the free public view
Claim HIGH STREET BAPTIST CHURCH
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.