MVP POSTAL AND PRINTING
Charter #8001 · GAITHERSBURG, MD · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 464 sits at the 20th percentile of structural peers — worth a closer look.
- Net worth ratio of 9.68% sits at the 23rd percentile of structural peers — worth a closer look.
- Return on average assets of -0.79% sits at the 11th percentile of structural peers — worth a closer look.
- Net interest margin of 4.83% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.02% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MVP POSTAL AND PRINTING | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.73M | 48th pct | 23th pct |
| Members | 464 | 40th pct | 20th pct |
| Net worth ratio | 9.68% | 12th pct | 23th pct |
| Return on average assets | -0.79% | 18th pct | 11th pct |
| Net interest margin | 4.83% | 74th pct | 87th pct |
| Cost of funds | 0.94% | 63th pct | 59th pct |
| Loan-to-share | 35.01% | 24th pct | 31th pct |
| Delinquency 60+ days | 1.34% | 59th pct | 54th pct |
| Net charge-off ratio | -0.02% | 19th pct | 15th pct |
| Loan growth YoY | -8.81% | 33th pct | 39th pct |
| Share growth YoY | 0.48% | 53th pct | 41th pct |
| Efficiency ratio | 115.36% | 86th pct | 87th pct |
structural peer set hash: c5d236993281689001ba21d8ce57f895… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.