REGIONAL WATER AUTHORITY EMPLOYEES
Charter #66044 · New Haven, CT · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 466 sits at the 18th percentile of structural peers — worth a closer look.
- Net interest margin of 2.02% sits at the 10th percentile of structural peers — worth a closer look.
- Cost of funds of 1.57% sits at the 82nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 99.64% sits at the 77th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | REGIONAL WATER AUTHORITY EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.73M | 68th pct | 28th pct |
| Members | 466 | 40th pct | 18th pct |
| Net worth ratio | 12.45% | 24th pct | 41th pct |
| Return on average assets | 0.01% | 32th pct | 26th pct |
| Net interest margin | 2.02% | 7th pct | 10th pct |
| Cost of funds | 1.57% | 80th pct | 82th pct |
| Loan-to-share | 29.54% | 19th pct | 28th pct |
| Delinquency 60+ days | 0.27% | 36th pct | 28th pct |
| Net charge-off ratio | 0.00% | 22th pct | 20th pct |
| Loan growth YoY | -2.44% | 63th pct | 77th pct |
| Share growth YoY | -1.84% | 34th pct | 23th pct |
| Efficiency ratio | 99.64% | 72th pct | 77th pct |
structural peer set hash: c601cedf17390a3d38d75bbe71acb1da… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.