L. A. MISSION
Charter #20720 · San Fernando, CA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 3.11% sits at the 84th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 91st percentile but its structural peers at the 44th — a 47-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | L. A. MISSION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.61M | 91th pct | 44th pct |
| Members | 841 | 73th pct | 36th pct |
| Net worth ratio | 11.86% | 22th pct | 41th pct |
| Return on average assets | 0.56% | 55th pct | 61th pct |
| Net interest margin | 3.26% | 26th pct | 34th pct |
| Cost of funds | 0.40% | 44th pct | 31th pct |
| Loan-to-share | 35.77% | 26th pct | 34th pct |
| Delinquency 60+ days | 3.11% | 78th pct | 84th pct |
| Net charge-off ratio | 0.00% | 22th pct | 21th pct |
| Loan growth YoY | -0.84% | 70th pct | 82th pct |
| Share growth YoY | -2.05% | 34th pct | 20th pct |
| Efficiency ratio | 79.92% | 40th pct | 33th pct |
structural peer set hash: 57a68003c646fdcd6526eff95a8c82d9… (reproducible)
Closest structural peers
This is the free public view
Claim L. A. MISSION
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.