CONSUMERS PROFESSIONAL
Charter #60947 · LANSING, MI · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 16.72% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.38% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 11th percentile but its structural peers at the 28th — a 17-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CONSUMERS PROFESSIONAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $148.03M | 30th pct | 36th pct |
| Members | 7,116 | 12th pct | 28th pct |
| Net worth ratio | 16.72% | 92th pct | 90th pct |
| Return on average assets | 1.06% | 72th pct | 61th pct |
| Net interest margin | 3.25% | 25th pct | 30th pct |
| Cost of funds | 0.38% | 15th pct | 20th pct |
| Loan-to-share | 48.77% | 11th pct | 28th pct |
| Delinquency 60+ days | 0.55% | 45th pct | 39th pct |
| Net charge-off ratio | 0.36% | 51th pct | 59th pct |
| Loan growth YoY | -1.40% | 31th pct | 48th pct |
| Share growth YoY | 2.28% | 31th pct | 43th pct |
| Efficiency ratio | 70.88% | 26th pct | 31th pct |
structural peer set hash: e138e040b608e40232b6bb4aedf45085… (reproducible)
Closest structural peers
This is the free public view
Claim CONSUMERS PROFESSIONAL
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.