COMMUNITY POWERED
Charter #15185 · BEAR, DE · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 16.48% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.11% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.88% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.32% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.84% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COMMUNITY POWERED | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $145.53M | 29th pct | 43th pct |
| Members | 11,392 | 40th pct | 66th pct |
| Net worth ratio | 16.48% | 91th pct | 89th pct |
| Return on average assets | 1.11% | 75th pct | 77th pct |
| Net interest margin | 3.88% | 65th pct | 84th pct |
| Cost of funds | 0.32% | 13th pct | 7th pct |
| Loan-to-share | 42.71% | 6th pct | 25th pct |
| Delinquency 60+ days | 1.84% | 93th pct | 87th pct |
| Net charge-off ratio | 0.23% | 35th pct | 41th pct |
| Loan growth YoY | -7.22% | 2th pct | 5th pct |
| Share growth YoY | 2.38% | 33th pct | 59th pct |
| Efficiency ratio | 77.43% | 45th pct | 54th pct |
structural peer set hash: 69705ac0d33592371d19085b876b9ac8… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.