MEMBERSFIRST CT
Charter #1049 · Meriden, CT · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 1.34% sits at the 84th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.18% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 5th percentile but its structural peers at the 33rd — a 27-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MEMBERSFIRST CT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $107.48M | 5th pct | 33th pct |
| Members | 6,096 | 7th pct | 33th pct |
| Net worth ratio | 11.69% | 53th pct | 54th pct |
| Return on average assets | 0.63% | 44th pct | 41th pct |
| Net interest margin | 3.11% | 19th pct | 30th pct |
| Cost of funds | 1.34% | 57th pct | 84th pct |
| Loan-to-share | 44.60% | 7th pct | 20th pct |
| Delinquency 60+ days | 0.18% | 12th pct | 15th pct |
| Net charge-off ratio | 0.24% | 36th pct | 43th pct |
| Loan growth YoY | -5.10% | 6th pct | 10th pct |
| Share growth YoY | 0.87% | 16th pct | 20th pct |
| Efficiency ratio | 79.97% | 55th pct | 54th pct |
structural peer set hash: 8663abaeb87ff2b0b9b5f2c6cdeda780… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.