CENTRAL CREDIT UNION OF ILLINOIS
Charter #60852 · Bellwood, IL · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 14.02% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.65% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.50% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.24% sits at the 84th percentile of structural peers — worth a closer look.
- On Net charge-off ratio, the asset-size band puts this credit union at the 56th percentile but its structural peers at the 36th — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CENTRAL CREDIT UNION OF ILLINOIS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $123.40M | 15th pct | 23th pct |
| Members | 10,167 | 34th pct | 30th pct |
| Net worth ratio | 14.02% | 80th pct | 85th pct |
| Return on average assets | 0.51% | 37th pct | 43th pct |
| Net interest margin | 4.65% | 92th pct | 97th pct |
| Cost of funds | 0.50% | 19th pct | 21th pct |
| Loan-to-share | 66.58% | 39th pct | 54th pct |
| Delinquency 60+ days | 1.24% | 84th pct | 84th pct |
| Net charge-off ratio | 0.42% | 56th pct | 36th pct |
| Loan growth YoY | -3.36% | 14th pct | 10th pct |
| Share growth YoY | 0.34% | 12th pct | 7th pct |
| Efficiency ratio | 84.88% | 71th pct | 72th pct |
structural peer set hash: 7b199bcdbfe71336bfd4ef0a7b38673f… (reproducible)
Closest structural peers
This is the free public view
Claim CENTRAL CREDIT UNION OF ILLINOIS
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.