JEFFERSON PARISH EMPLOYEES
Charter #13271 · HARAHAN, LA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Efficiency ratio of 87.30% sits at the 79th percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 77th percentile but its structural peers at the 56th — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | JEFFERSON PARISH EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $165.15M | 37th pct | 33th pct |
| Members | 14,265 | 56th pct | 43th pct |
| Net worth ratio | 13.36% | 73th pct | 67th pct |
| Return on average assets | 0.53% | 38th pct | 48th pct |
| Net interest margin | 4.11% | 77th pct | 56th pct |
| Cost of funds | 1.26% | 53th pct | 59th pct |
| Loan-to-share | 80.06% | 69th pct | 62th pct |
| Delinquency 60+ days | 0.44% | 35th pct | 38th pct |
| Net charge-off ratio | 0.65% | 76th pct | 61th pct |
| Loan growth YoY | 5.01% | 87th pct | 90th pct |
| Share growth YoY | 1.17% | 19th pct | 23th pct |
| Efficiency ratio | 87.30% | 78th pct | 79th pct |
structural peer set hash: f9b9311d87635f5ccca6f0c5b5284e1f… (reproducible)
Closest structural peers
This is the free public view
Claim JEFFERSON PARISH EMPLOYEES
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.