NEW SOUTH CREDIT UNION
Charter #60645 · Knoxville, TN · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 6,745 ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.67% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.05% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.12% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEW SOUTH CREDIT UNION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $90.28M | 84th pct | 82th pct |
| Members | 6,745 | 77th pct | 80th pct |
| Net worth ratio | 14.51% | 66th pct | 62th pct |
| Return on average assets | 1.67% | 89th pct | 89th pct |
| Net interest margin | 3.47% | 37th pct | 51th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 43.95% | 20th pct | 23th pct |
| Delinquency 60+ days | 0.05% | 6th pct | 11th pct |
| Net charge-off ratio | -0.12% | 4th pct | 8th pct |
| Loan growth YoY | -4.56% | 22th pct | 36th pct |
| Share growth YoY | 8.21% | 92th pct | 93th pct |
| Efficiency ratio | 60.40% | 11th pct | 15th pct |
structural peer set hash: 97eb8dc68bb5a88dd51c69d179d1c9cb… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.