NORDSTROM
Charter #1788 · Everett, WA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.30% sits at the 8th percentile of structural peers — worth a closer look.
- Return on average assets of -0.17% sits at the 5th percentile of structural peers — worth a closer look.
- Net interest margin of 3.00% sits at the 13th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.62% sits at the 82nd percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 30th percentile but its structural peers at the 67th — a 38-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NORDSTROM | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $62.15M | 30th pct | 67th pct |
| Members | 5,115 | 52th pct | 59th pct |
| Net worth ratio | 8.30% | 5th pct | 8th pct |
| Return on average assets | -0.17% | 10th pct | 5th pct |
| Net interest margin | 3.00% | 17th pct | 13th pct |
| Cost of funds | 0.86% | 47th pct | 66th pct |
| Loan-to-share | 48.15% | 26th pct | 36th pct |
| Delinquency 60+ days | 0.51% | 43th pct | 44th pct |
| Net charge-off ratio | 0.62% | 78th pct | 82th pct |
| Loan growth YoY | -9.37% | 3th pct | 5th pct |
| Share growth YoY | 9.67% | 95th pct | 92th pct |
| Efficiency ratio | 89.60% | 78th pct | 74th pct |
structural peer set hash: 9969edf86a8e9e3912a71c0b0ff2cb68… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.