MILLARD COUNTY
Charter #60494 · FILLMORE, UT · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 3.26% sits at the 16th percentile of structural peers — worth a closer look.
- Cost of funds of 0.02% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.96% sits at the 92nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MILLARD COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $64.31M | 35th pct | 36th pct |
| Members | 4,561 | 41th pct | 30th pct |
| Net worth ratio | 11.66% | 38th pct | 49th pct |
| Return on average assets | 1.02% | 67th pct | 52th pct |
| Net interest margin | 3.26% | 26th pct | 16th pct |
| Cost of funds | 0.02% | 2th pct | 2th pct |
| Loan-to-share | 52.63% | 35th pct | 44th pct |
| Delinquency 60+ days | 1.96% | 93th pct | 92th pct |
| Net charge-off ratio | 0.20% | 45th pct | 33th pct |
| Loan growth YoY | 0.29% | 67th pct | 61th pct |
| Share growth YoY | 6.69% | 85th pct | 79th pct |
| Efficiency ratio | 73.29% | 32th pct | 46th pct |
structural peer set hash: b7bd8d1cae70b20b0de26142785a760e… (reproducible)
Closest structural peers
This is the free public view
Claim MILLARD COUNTY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.