EASTERN INDIANA
Charter #7066 · NEW CASTLE, IN · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 5,304 ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.73% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.42% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.34% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 65.73% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | EASTERN INDIANA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $45.20M | 93th pct | 64th pct |
| Members | 5,304 | 97th pct | 75th pct |
| Net worth ratio | 12.82% | 44th pct | 52th pct |
| Return on average assets | 1.73% | 90th pct | 90th pct |
| Net interest margin | 4.42% | 75th pct | 89th pct |
| Cost of funds | 0.34% | 23th pct | 16th pct |
| Loan-to-share | 54.48% | 46th pct | 51th pct |
| Delinquency 60+ days | 1.08% | 70th pct | 66th pct |
| Net charge-off ratio | 0.44% | 69th pct | 59th pct |
| Loan growth YoY | 2.69% | 85th pct | 82th pct |
| Share growth YoY | 3.69% | 63th pct | 52th pct |
| Efficiency ratio | 65.73% | 18th pct | 25th pct |
structural peer set hash: f8358f69c4770d12ec7077323e65fe1a… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.