MIDWEST REGIONAL
Charter #60037 · Kansas City, KS · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net charge-off ratio of 0.75% sits at the 77th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MIDWEST REGIONAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $72.74M | 52th pct | 54th pct |
| Members | 7,404 | 83th pct | 74th pct |
| Net worth ratio | 10.80% | 28th pct | 26th pct |
| Return on average assets | 0.68% | 48th pct | 38th pct |
| Net interest margin | 3.95% | 64th pct | 66th pct |
| Cost of funds | 0.53% | 26th pct | 33th pct |
| Loan-to-share | 47.46% | 25th pct | 34th pct |
| Delinquency 60+ days | 0.65% | 51th pct | 48th pct |
| Net charge-off ratio | 0.75% | 83th pct | 77th pct |
| Loan growth YoY | -5.56% | 15th pct | 20th pct |
| Share growth YoY | 1.30% | 32th pct | 18th pct |
| Efficiency ratio | 75.06% | 36th pct | 41th pct |
structural peer set hash: 3c618f430de5e1aaed5c617680d22e72… (reproducible)
Closest structural peers
This is the free public view
Claim MIDWEST REGIONAL
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.