JOHNSONVILLE TVA EMPLOYEES
Charter #60345 · CAMDEN, TN · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 15.99% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.76% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.43% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 53.40% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 25th percentile but its structural peers at the 41st — a 16-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | JOHNSONVILLE TVA EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $179.91M | 44th pct | 56th pct |
| Members | 10,594 | 35th pct | 41th pct |
| Net worth ratio | 15.99% | 89th pct | 85th pct |
| Return on average assets | 1.76% | 93th pct | 82th pct |
| Net interest margin | 3.64% | 49th pct | 39th pct |
| Cost of funds | 0.43% | 17th pct | 16th pct |
| Loan-to-share | 58.92% | 25th pct | 41th pct |
| Delinquency 60+ days | 0.55% | 45th pct | 43th pct |
| Net charge-off ratio | 0.38% | 52th pct | 41th pct |
| Loan growth YoY | -1.60% | 29th pct | 31th pct |
| Share growth YoY | 7.08% | 88th pct | 80th pct |
| Efficiency ratio | 53.40% | 4th pct | 7th pct |
structural peer set hash: e3ccd8afb141fe12f8026e07f0fcb88d… (reproducible)
Closest structural peers
This is the free public view
Claim JOHNSONVILLE TVA EMPLOYEES
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.