MARQUETTE COMMUNITY
Charter #7873 · Marquette, MI · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 14.48% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.17% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.13% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 54.60% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 11th percentile but its structural peers at the 43rd — a 32-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MARQUETTE COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $116.29M | 11th pct | 43th pct |
| Members | 8,230 | 20th pct | 26th pct |
| Net worth ratio | 14.48% | 83th pct | 79th pct |
| Return on average assets | 2.17% | 98th pct | 97th pct |
| Net interest margin | 4.02% | 72th pct | 66th pct |
| Cost of funds | 0.13% | 8th pct | 7th pct |
| Loan-to-share | 56.03% | 20th pct | 33th pct |
| Delinquency 60+ days | 0.72% | 59th pct | 67th pct |
| Net charge-off ratio | 0.31% | 45th pct | 28th pct |
| Loan growth YoY | -3.46% | 13th pct | 21th pct |
| Share growth YoY | 4.84% | 69th pct | 54th pct |
| Efficiency ratio | 54.60% | 4th pct | 5th pct |
structural peer set hash: 084105092f343ce34037ded369265bcd… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.