EMPOWER BLUE
Charter #60295 · TOPEKA, KS · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,427 sits at the 15th percentile of structural peers — worth a closer look.
- Net worth ratio of 17.61% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.27% sits at the 11th percentile of structural peers — worth a closer look.
- Cost of funds of 1.47% sits at the 84th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.20% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | EMPOWER BLUE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $56.03M | 16th pct | 26th pct |
| Members | 3,427 | 17th pct | 15th pct |
| Net worth ratio | 17.61% | 84th pct | 79th pct |
| Return on average assets | 0.70% | 49th pct | 44th pct |
| Net interest margin | 3.27% | 27th pct | 11th pct |
| Cost of funds | 1.47% | 79th pct | 84th pct |
| Loan-to-share | 60.84% | 50th pct | 49th pct |
| Delinquency 60+ days | 0.20% | 20th pct | 21th pct |
| Net charge-off ratio | 0.28% | 54th pct | 43th pct |
| Loan growth YoY | -3.04% | 35th pct | 30th pct |
| Share growth YoY | 6.38% | 84th pct | 84th pct |
| Efficiency ratio | 81.89% | 56th pct | 57th pct |
structural peer set hash: ca4ef6bd53008b118aa9462f4c20699e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.