SAFEWAY
Charter #8132 · Spokane, WA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 4,310 sits at the 23rd percentile of structural peers — worth a closer look.
- Net worth ratio of 20.69% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.17% sits at the 10th percentile of structural peers — worth a closer look.
- Net interest margin of 2.43% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 1.89% sits at the 90th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SAFEWAY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $74.58M | 56th pct | 51th pct |
| Members | 4,310 | 34th pct | 23th pct |
| Net worth ratio | 20.69% | 92th pct | 79th pct |
| Return on average assets | -0.17% | 11th pct | 10th pct |
| Net interest margin | 2.43% | 4th pct | 2th pct |
| Cost of funds | 1.89% | 90th pct | 90th pct |
| Loan-to-share | 63.55% | 55th pct | 61th pct |
| Delinquency 60+ days | 2.50% | 97th pct | 95th pct |
| Net charge-off ratio | -0.08% | 5th pct | 0th pct |
| Loan growth YoY | -7.07% | 8th pct | 13th pct |
| Share growth YoY | 5.05% | 74th pct | 77th pct |
| Efficiency ratio | 97.21% | 92th pct | 93th pct |
structural peer set hash: 1f4e06f2bbcd5735bf17d86b476140fc… (reproducible)
Closest structural peers
This is the free public view
Claim SAFEWAY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.