METROPOLITAN CHURCH
Charter #5970 · SUFFOLK, VA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,918 ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 26.31% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -4.19% sits at the 3rd percentile of structural peers — worth a closer look.
- Net interest margin of 4.88% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.29% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | METROPOLITAN CHURCH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $12.97M | 13th pct | 49th pct |
| Members | 1,918 | 43th pct | 79th pct |
| Net worth ratio | 26.31% | 96th pct | 79th pct |
| Return on average assets | -4.19% | 1th pct | 3th pct |
| Net interest margin | 4.88% | 88th pct | 85th pct |
| Cost of funds | 0.29% | 20th pct | 21th pct |
| Loan-to-share | 50.96% | 39th pct | 54th pct |
| Delinquency 60+ days | 11.35% | 100th pct | 98th pct |
| Net charge-off ratio | 0.05% | 43th pct | 51th pct |
| Loan growth YoY | -6.48% | 21th pct | 31th pct |
| Share growth YoY | 2.50% | 50th pct | 59th pct |
| Efficiency ratio | 101.97% | 90th pct | 89th pct |
structural peer set hash: f3bb8c849bf11fa6b48c10472e3e7afb… (reproducible)
Closest structural peers
This is the free public view
Claim METROPOLITAN CHURCH
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.