ALLWEALTH
Charter #5845 · Hamilton, OH · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.42% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.10% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.82% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.98% sits at the 89th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALLWEALTH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $32.36M | 67th pct | 26th pct |
| Members | 2,173 | 53th pct | 36th pct |
| Net worth ratio | 12.23% | 39th pct | 67th pct |
| Return on average assets | 1.42% | 83th pct | 92th pct |
| Net interest margin | 4.10% | 62th pct | 90th pct |
| Cost of funds | 0.82% | 48th pct | 25th pct |
| Loan-to-share | 70.45% | 71th pct | 70th pct |
| Delinquency 60+ days | 1.98% | 84th pct | 89th pct |
| Net charge-off ratio | 0.00% | 23th pct | 23th pct |
| Loan growth YoY | 7.64% | 96th pct | 90th pct |
| Share growth YoY | 7.13% | 87th pct | 70th pct |
| Efficiency ratio | 71.90% | 30th pct | 16th pct |
structural peer set hash: 8cf7df12bd8a7b1e6abab0f4dabb8b44… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.