ANDREWS FEDERAL CREDIT UNION
Charter #5754 · Suitland, MD · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.36% sits at the 11th percentile of structural peers — worth a closer look.
- Net interest margin of 2.58% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 2.69% sits at the 84th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.40% sits at the 90th percentile of structural peers — worth a closer look.
- Efficiency ratio of 82.23% sits at the 90th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ANDREWS FEDERAL CREDIT UNION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.58B | 57th pct | 48th pct |
| Members | 153,258 | 61th pct | 48th pct |
| Net worth ratio | 10.88% | 53th pct | 62th pct |
| Return on average assets | 0.36% | 18th pct | 11th pct |
| Net interest margin | 2.58% | 11th pct | 2th pct |
| Cost of funds | 2.69% | 89th pct | 84th pct |
| Loan-to-share | 99.65% | 89th pct | 85th pct |
| Delinquency 60+ days | 1.40% | 92th pct | 90th pct |
| Net charge-off ratio | 0.34% | 28th pct | 26th pct |
| Loan growth YoY | 6.14% | 87th pct | 92th pct |
| Share growth YoY | 2.73% | 25th pct | 16th pct |
| Efficiency ratio | 82.23% | 84th pct | 90th pct |
structural peer set hash: 9fef27da4641514ec0c27a0731e0084e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.