ALTRA
Charter #24077 · ONALASKA, WI · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 12.44% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.65% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 2.87% sits at the 87th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.64% sits at the 75th percentile of structural peers — worth a closer look.
- Efficiency ratio of 61.77% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALTRA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.09B | 66th pct | 57th pct |
| Members | 158,923 | 62th pct | 56th pct |
| Net worth ratio | 12.44% | 76th pct | 84th pct |
| Return on average assets | 1.65% | 95th pct | 98th pct |
| Net interest margin | 3.77% | 77th pct | 74th pct |
| Cost of funds | 2.87% | 93th pct | 87th pct |
| Loan-to-share | 106.99% | 98th pct | 92th pct |
| Delinquency 60+ days | 0.45% | 32th pct | 31th pct |
| Net charge-off ratio | 0.64% | 61th pct | 75th pct |
| Loan growth YoY | 3.40% | 70th pct | 70th pct |
| Share growth YoY | 2.24% | 21th pct | 16th pct |
| Efficiency ratio | 61.77% | 15th pct | 8th pct |
structural peer set hash: b9595998fdb2ce71714d12f5b131e140… (reproducible)
Closest structural peers
This is the free public view
Claim ALTRA
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.