TRUMARK FINANCIAL
Charter #66158 · Fort Washington, PA · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.28% sits at the 10th percentile of structural peers — worth a closer look.
- Net interest margin of 2.88% sits at the 15th percentile of structural peers — worth a closer look.
- Cost of funds of 0.32% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 81.50% sits at the 89th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 60th percentile but its structural peers at the 43rd — a 17-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TRUMARK FINANCIAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.57B | 71th pct | 57th pct |
| Members | 148,073 | 60th pct | 43th pct |
| Net worth ratio | 10.68% | 48th pct | 52th pct |
| Return on average assets | 0.28% | 13th pct | 10th pct |
| Net interest margin | 2.88% | 21th pct | 15th pct |
| Cost of funds | 0.32% | 8th pct | 5th pct |
| Loan-to-share | 94.03% | 76th pct | 72th pct |
| Delinquency 60+ days | 0.51% | 38th pct | 38th pct |
| Net charge-off ratio | 0.50% | 48th pct | 49th pct |
| Loan growth YoY | 3.91% | 73th pct | 80th pct |
| Share growth YoY | 3.46% | 38th pct | 38th pct |
| Efficiency ratio | 81.50% | 82th pct | 89th pct |
structural peer set hash: 266ba9d8fedb011dd6312b0c8ee29675… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.