NORSTAR
Charter #4951 · Britton, SD · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,810 sits at the 7th percentile of structural peers — worth a closer look.
- Return on average assets of 1.88% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 55.80% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NORSTAR | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $77.87M | 63th pct | 52th pct |
| Members | 2,810 | 7th pct | 7th pct |
| Net worth ratio | 15.02% | 70th pct | 74th pct |
| Return on average assets | 1.88% | 93th pct | 93th pct |
| Net interest margin | 3.52% | 40th pct | 30th pct |
| Cost of funds | 1.66% | 86th pct | 70th pct |
| Loan-to-share | 74.03% | 75th pct | 54th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 18th pct | 20th pct |
| Loan growth YoY | 2.32% | 81th pct | 66th pct |
| Share growth YoY | 6.22% | 83th pct | 75th pct |
| Efficiency ratio | 55.80% | 7th pct | 3th pct |
structural peer set hash: 7345c2717572ca2ab500e351bac9c9db… (reproducible)
Closest structural peers
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Claim NORSTAR
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.