METCO
Charter #60013 · Cedar Rapids, IA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 18.20% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.21% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.45% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.36% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.25% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | METCO | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $58.17M | 21th pct | 28th pct |
| Members | 3,282 | 14th pct | 26th pct |
| Net worth ratio | 18.20% | 86th pct | 82th pct |
| Return on average assets | 2.21% | 97th pct | 98th pct |
| Net interest margin | 4.45% | 86th pct | 82th pct |
| Cost of funds | 0.36% | 16th pct | 15th pct |
| Loan-to-share | 70.53% | 69th pct | 54th pct |
| Delinquency 60+ days | 0.25% | 24th pct | 23th pct |
| Net charge-off ratio | 0.11% | 34th pct | 48th pct |
| Loan growth YoY | -0.43% | 61th pct | 48th pct |
| Share growth YoY | 0.72% | 24th pct | 26th pct |
| Efficiency ratio | 54.57% | 7th pct | 5th pct |
structural peer set hash: 6563b8c97a208d71e14f799a26c95f9a… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.