TAYLORVILLE COMMUNITY
Charter #60335 · Taylorville, IL · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.44% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.50% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.02% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 67.57% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 90th percentile but its structural peers at the 56th — a 34-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TAYLORVILLE COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $93.61M | 90th pct | 56th pct |
| Members | 7,390 | 83th pct | 70th pct |
| Net worth ratio | 11.88% | 40th pct | 57th pct |
| Return on average assets | 1.44% | 83th pct | 87th pct |
| Net interest margin | 4.50% | 88th pct | 85th pct |
| Cost of funds | 0.65% | 31th pct | 26th pct |
| Loan-to-share | 79.69% | 83th pct | 57th pct |
| Delinquency 60+ days | 0.85% | 65th pct | 66th pct |
| Net charge-off ratio | 0.02% | 22th pct | 23th pct |
| Loan growth YoY | -0.81% | 57th pct | 25th pct |
| Share growth YoY | 10.65% | 97th pct | 92th pct |
| Efficiency ratio | 67.57% | 22th pct | 20th pct |
structural peer set hash: 834d45860ec63d8d776f29e744b4711b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.