LYNN FIREMENS
Charter #484 · Lynn, MA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,605 sits at the 13th percentile of structural peers — worth a closer look.
- Net worth ratio of 19.36% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.44% sits at the 5th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 51.94% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LYNN FIREMENS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $19.79M | 35th pct | 21th pct |
| Members | 1,605 | 28th pct | 13th pct |
| Net worth ratio | 19.36% | 82th pct | 89th pct |
| Return on average assets | 0.87% | 62th pct | 49th pct |
| Net interest margin | 3.44% | 32th pct | 5th pct |
| Cost of funds | 0.97% | 57th pct | 52th pct |
| Loan-to-share | 86.54% | 91th pct | 72th pct |
| Delinquency 60+ days | 0.79% | 60th pct | 56th pct |
| Net charge-off ratio | 0.00% | 23th pct | 15th pct |
| Loan growth YoY | -0.99% | 62th pct | 48th pct |
| Share growth YoY | 2.27% | 48th pct | 48th pct |
| Efficiency ratio | 51.94% | 4th pct | 5th pct |
structural peer set hash: 70770a341769c169e7421282e458e193… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.