PARTHENON
Charter #4809 · Nashville, TN · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,778 sits at the 20th percentile of structural peers — worth a closer look.
- Net worth ratio of 16.58% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -3.16% sits at the 0th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 3.96% sits at the 98th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 4.43% sits at the 97th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PARTHENON | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $17.31M | 29th pct | 13th pct |
| Members | 1,778 | 37th pct | 20th pct |
| Net worth ratio | 16.58% | 69th pct | 77th pct |
| Return on average assets | -3.16% | 2th pct | 0th pct |
| Net interest margin | 4.45% | 77th pct | 41th pct |
| Cost of funds | 0.95% | 56th pct | 48th pct |
| Loan-to-share | 97.89% | 98th pct | 93th pct |
| Delinquency 60+ days | 3.96% | 96th pct | 98th pct |
| Net charge-off ratio | 4.43% | 99th pct | 97th pct |
| Loan growth YoY | -5.03% | 30th pct | 13th pct |
| Share growth YoY | 2.75% | 53th pct | 54th pct |
| Efficiency ratio | 82.18% | 55th pct | 44th pct |
structural peer set hash: 02cffc4858d51e2f2ed1d1b08e752e5a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.