IBERIA PARISH
Charter #4416 · New Iberia, LA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -14.48% sits at the 3rd percentile of structural peers — worth a closer look.
- Net interest margin of 9.20% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 6.88% sits at the 75th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | IBERIA PARISH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 202,065 | 4th pct | 13th pct |
| Members | 271 | 22th pct | 52th pct |
| Net worth ratio | 38.62% | 93th pct | 70th pct |
| Return on average assets | -14.48% | 2th pct | 3th pct |
| Net interest margin | 9.20% | 99th pct | 95th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 59.80% | 52th pct | 75th pct |
| Delinquency 60+ days | 6.88% | 91th pct | 75th pct |
| Net charge-off ratio | 0.00% | 22th pct | 25th pct |
| Loan growth YoY | -6.24% | 44th pct | 39th pct |
| Share growth YoY | 1.14% | 58th pct | 64th pct |
| Efficiency ratio | 254.08% | 98th pct | 95th pct |
structural peer set hash: 335d70b81072da7457239f7ad7bccf0b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.