MT. AIRY BAPTIST CHURCH
Charter #24219 · Washington, DC · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 238 sits at the 25th percentile of structural peers — worth a closer look.
- Return on average assets of 3.65% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.36% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 21.36% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- On Net worth ratio, the asset-size band puts this credit union at the 95th percentile but its structural peers at the 72nd — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MT. AIRY BAPTIST CHURCH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.07M | 19th pct | 30th pct |
| Members | 238 | 18th pct | 25th pct |
| Net worth ratio | 41.83% | 95th pct | 72th pct |
| Return on average assets | 3.65% | 97th pct | 95th pct |
| Net interest margin | 4.61% | 67th pct | 59th pct |
| Cost of funds | 0.98% | 65th pct | 61th pct |
| Loan-to-share | 65.79% | 59th pct | 62th pct |
| Delinquency 60+ days | 1.27% | 58th pct | 48th pct |
| Net charge-off ratio | -0.36% | 9th pct | 13th pct |
| Loan growth YoY | -3.87% | 57th pct | 49th pct |
| Share growth YoY | 1.59% | 62th pct | 61th pct |
| Efficiency ratio | 21.36% | 2th pct | 2th pct |
structural peer set hash: 5472bfffbfaf32d49aac01fc1f4fe673… (reproducible)
Closest structural peers
This is the free public view
Claim MT. AIRY BAPTIST CHURCH
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.