GARY POLICE DEPARTMENT EMPLOYEES
Charter #3251 · GARY, IN · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 101 sits at the 11th percentile of structural peers — worth a closer look.
- Net worth ratio of 41.75% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -6.11% sits at the 3rd percentile of structural peers — worth a closer look.
- Cost of funds of 1.82% sits at the 82nd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 9.70% sits at the 83rd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GARY POLICE DEPARTMENT EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.22M | 20th pct | 43th pct |
| Members | 101 | 4th pct | 11th pct |
| Net worth ratio | 41.75% | 95th pct | 79th pct |
| Return on average assets | -6.11% | 3th pct | 3th pct |
| Net interest margin | 2.77% | 17th pct | 28th pct |
| Cost of funds | 1.82% | 85th pct | 82th pct |
| Loan-to-share | 32.47% | 21th pct | 48th pct |
| Delinquency 60+ days | 9.70% | 94th pct | 83th pct |
| Net charge-off ratio | -6.71% | 0th pct | 2th pct |
| Loan growth YoY | -12.91% | 19th pct | 30th pct |
| Share growth YoY | -1.06% | 40th pct | 56th pct |
| Efficiency ratio | 306.67% | 99th pct | 98th pct |
structural peer set hash: da4fe7d0860bd15dab7be67417f6133c… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.