MUNICIPAL EMPLOYEES
Charter #10011 · BOGALUSA, LA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 43.43% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -1.06% sits at the 21st percentile of structural peers — worth a closer look.
- Cost of funds of 1.28% sits at the 75th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 8.63% sits at the 80th percentile of structural peers — worth a closer look.
- Efficiency ratio of 140.75% sits at the 80th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MUNICIPAL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 634,755 | 12th pct | 33th pct |
| Members | 154 | 10th pct | 34th pct |
| Net worth ratio | 43.43% | 96th pct | 84th pct |
| Return on average assets | -1.06% | 16th pct | 21th pct |
| Net interest margin | 2.60% | 14th pct | 26th pct |
| Cost of funds | 1.28% | 73th pct | 75th pct |
| Loan-to-share | 15.19% | 8th pct | 28th pct |
| Delinquency 60+ days | 8.63% | 93th pct | 80th pct |
| Net charge-off ratio | 0.00% | 22th pct | 27th pct |
| Loan growth YoY | -30.29% | 2th pct | 7th pct |
| Share growth YoY | 8.47% | 91th pct | 92th pct |
| Efficiency ratio | 140.75% | 92th pct | 80th pct |
structural peer set hash: 89064860e97c2a4f20213be2ee2e71bd… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.