S I PHILADELPHIA
Charter #11783 · PHILADELPHIA, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 74 sits at the 8th percentile of structural peers — worth a closer look.
- Net worth ratio of 37.41% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | S I PHILADELPHIA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 203,366 | 4th pct | 18th pct |
| Members | 74 | 2th pct | 8th pct |
| Net worth ratio | 37.41% | 92th pct | 84th pct |
| Return on average assets | 0.77% | 64th pct | 57th pct |
| Net interest margin | 3.39% | 29th pct | 57th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 1.10% | 1th pct | 2th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 23th pct |
| Loan growth YoY | -30.70% | 2th pct | 8th pct |
| Share growth YoY | -5.83% | 14th pct | 28th pct |
| Efficiency ratio | 77.29% | 35th pct | 41th pct |
structural peer set hash: 0c2d16baf8ba5c263cc9253c3e5e3f25… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.