PEOPLE'S ALLIANCE
Charter #3633 · Hauppauge, NY · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 32,519 ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.14% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.85% sits at the 89th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PEOPLE'S ALLIANCE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $326.68M | 77th pct | 64th pct |
| Members | 32,519 | 95th pct | 90th pct |
| Net worth ratio | 10.87% | 40th pct | 48th pct |
| Return on average assets | 0.44% | 32th pct | 39th pct |
| Net interest margin | 4.14% | 78th pct | 75th pct |
| Cost of funds | 0.99% | 38th pct | 48th pct |
| Loan-to-share | 68.49% | 43th pct | 46th pct |
| Delinquency 60+ days | 0.61% | 50th pct | 46th pct |
| Net charge-off ratio | 0.85% | 85th pct | 89th pct |
| Loan growth YoY | 3.48% | 79th pct | 85th pct |
| Share growth YoY | 2.06% | 28th pct | 28th pct |
| Efficiency ratio | 84.11% | 69th pct | 57th pct |
structural peer set hash: 57bb9b1bd68c72796824b40ab56cd1ed… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.