BRIDGE
Charter #62406 · Powell, OH · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.29% sits at the 21st percentile of structural peers — worth a closer look.
- Net interest margin of 4.46% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.49% sits at the 77th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.79% sits at the 79th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 73rd percentile but its structural peers at the 54th — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BRIDGE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $256.23M | 65th pct | 52th pct |
| Members | 18,709 | 73th pct | 54th pct |
| Net worth ratio | 10.11% | 29th pct | 34th pct |
| Return on average assets | 0.29% | 22th pct | 21th pct |
| Net interest margin | 4.46% | 89th pct | 87th pct |
| Cost of funds | 1.49% | 66th pct | 77th pct |
| Loan-to-share | 73.12% | 52th pct | 52th pct |
| Delinquency 60+ days | 0.75% | 61th pct | 61th pct |
| Net charge-off ratio | 0.79% | 83th pct | 79th pct |
| Loan growth YoY | 7.88% | 96th pct | 98th pct |
| Share growth YoY | 4.68% | 68th pct | 74th pct |
| Efficiency ratio | 84.96% | 72th pct | 62th pct |
structural peer set hash: d61592941c6b1e7dd0b29c2ee795d8af… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.