IMPACT CREDIT UNION, INC.
Charter #68150 · Clyde, OH · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.71% sits at the 11th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.33% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 89.95% sits at the 80th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | IMPACT CREDIT UNION, INC. | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $207.58M | 53th pct | 52th pct |
| Members | 14,160 | 55th pct | 46th pct |
| Net worth ratio | 8.71% | 10th pct | 11th pct |
| Return on average assets | 0.34% | 25th pct | 31th pct |
| Net interest margin | 3.52% | 41th pct | 30th pct |
| Cost of funds | 1.42% | 63th pct | 72th pct |
| Loan-to-share | 65.83% | 38th pct | 38th pct |
| Delinquency 60+ days | 0.33% | 25th pct | 16th pct |
| Net charge-off ratio | 0.20% | 30th pct | 31th pct |
| Loan growth YoY | 0.91% | 56th pct | 56th pct |
| Share growth YoY | 3.93% | 57th pct | 56th pct |
| Efficiency ratio | 89.95% | 85th pct | 80th pct |
structural peer set hash: 5f3c57b6039202634616a946732e8106… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.