PRINCE GEORGE'S COMMUNITY
Charter #18271 · Bowie, MD · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.04% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.12% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 70.41% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 76th percentile but its structural peers at the 48th — a 29-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PRINCE GEORGE'S COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $331.12M | 78th pct | 52th pct |
| Members | 19,713 | 76th pct | 48th pct |
| Net worth ratio | 13.42% | 73th pct | 74th pct |
| Return on average assets | 1.04% | 71th pct | 75th pct |
| Net interest margin | 4.12% | 78th pct | 77th pct |
| Cost of funds | 0.95% | 36th pct | 39th pct |
| Loan-to-share | 68.82% | 44th pct | 52th pct |
| Delinquency 60+ days | 0.86% | 69th pct | 72th pct |
| Net charge-off ratio | 0.37% | 51th pct | 56th pct |
| Loan growth YoY | -0.28% | 44th pct | 31th pct |
| Share growth YoY | 4.40% | 63th pct | 64th pct |
| Efficiency ratio | 70.41% | 25th pct | 15th pct |
structural peer set hash: e2bf27f3a32cc09ba634a2a93a5b2a4a… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.