ELIZABETH POLICE DEPARTMENT E
Charter #3356 · ELIZABETH, NJ · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 50.92% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 7.57% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.03% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 6.82% sits at the 80th percentile of structural peers — worth a closer look.
- On Loan-to-share, the asset-size band puts this credit union at the 94th percentile but its structural peers at the 75th — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ELIZABETH POLICE DEPARTMENT E | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.71M | 26th pct | 33th pct |
| Members | 280 | 23th pct | 28th pct |
| Net worth ratio | 50.92% | 98th pct | 85th pct |
| Return on average assets | 0.46% | 51th pct | 46th pct |
| Net interest margin | 7.57% | 98th pct | 89th pct |
| Cost of funds | 0.03% | 13th pct | 13th pct |
| Loan-to-share | 102.35% | 94th pct | 75th pct |
| Delinquency 60+ days | 6.82% | 91th pct | 80th pct |
| Net charge-off ratio | 0.00% | 22th pct | 30th pct |
| Loan growth YoY | -1.93% | 66th pct | 61th pct |
| Share growth YoY | -3.00% | 27th pct | 28th pct |
| Efficiency ratio | 94.00% | 62th pct | 61th pct |
structural peer set hash: 43670408ba81093527a8bf3c409cfcd8… (reproducible)
Closest structural peers
This is the free public view
Claim ELIZABETH POLICE DEPARTMENT E
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.