DEPARTMENT OF THE INTERIOR
Charter #319 · Washington, DC · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.35% sits at the 3rd percentile of structural peers — worth a closer look.
- Return on average assets of 0.92% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.37% sits at the 20th percentile of structural peers — worth a closer look.
- Cost of funds of 1.86% sits at the 84th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.19% sits at the 93rd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DEPARTMENT OF THE INTERIOR | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $273.17M | 69th pct | 41th pct |
| Members | 19,807 | 77th pct | 52th pct |
| Net worth ratio | 7.35% | 1th pct | 3th pct |
| Return on average assets | 0.92% | 65th pct | 87th pct |
| Net interest margin | 3.37% | 33th pct | 20th pct |
| Cost of funds | 1.86% | 83th pct | 84th pct |
| Loan-to-share | 84.96% | 79th pct | 62th pct |
| Delinquency 60+ days | 0.66% | 54th pct | 43th pct |
| Net charge-off ratio | 1.19% | 93th pct | 93th pct |
| Loan growth YoY | -2.57% | 20th pct | 20th pct |
| Share growth YoY | -0.37% | 7th pct | 10th pct |
| Efficiency ratio | 64.08% | 14th pct | 0th pct |
structural peer set hash: d4f37e2f91a8827d6086e0499b61930f… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.