CENTURY
Charter #5852 · Independence, OH · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 29,136 ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- On Return on average assets, the asset-size band puts this credit union at the 51st percentile but its structural peers at the 70th — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CENTURY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $474.56M | 98th pct | 87th pct |
| Members | 29,136 | 93th pct | 87th pct |
| Net worth ratio | 10.79% | 40th pct | 56th pct |
| Return on average assets | 0.71% | 51th pct | 70th pct |
| Net interest margin | 3.48% | 39th pct | 31th pct |
| Cost of funds | 1.07% | 42th pct | 26th pct |
| Loan-to-share | 79.30% | 67th pct | 49th pct |
| Delinquency 60+ days | 0.59% | 49th pct | 36th pct |
| Net charge-off ratio | 0.29% | 43th pct | 38th pct |
| Loan growth YoY | 1.96% | 66th pct | 66th pct |
| Share growth YoY | 2.57% | 36th pct | 52th pct |
| Efficiency ratio | 80.25% | 57th pct | 46th pct |
structural peer set hash: 550aa7e225129a15c5f43645b9002024… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.